What is a pacs.008 message?
pacs.008 is the ISO 20022 FI-to-FI customer credit transfer message. Its XML structure can carry group-level information and one or more credit-transfer transactions with explicit parties, accounts, agents and identifiers.
Values the viewer extracts
| Business value | Typical XML element |
|---|---|
| Message ID | MsgId |
| Payment identifiers | InstrId, EndToEndId, TxId |
| Settlement amount | IntrBkSttlmAmt |
| Debtor and creditor | Dbtr, Cdtr |
| Financial institutions | DbtrAgt, CdtrAgt |
| Payment narrative | RmtInf |
This is a readable structural review. It does not certify XSD, CBPR+ or clearing-system acceptance. Validate the exact namespace and usage profile before submission.